Frequently Asked Questions

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I have great credit and want a direct loan for a private purchase or to “pay cash” at a dealership.

No problem! If you have excellent credit, you may qualify for a direct loan. Just apply now, and if approved, you could be in your new car the same day.

Is the information that I submit on Certified Auto Credit  secure?

Absolutely! Our webs site uses an Internet company who provide a secure area specifically designed to keep personal information private.
 

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What are the interest rates for my car loan?

Your interest rate is influenced by several factors; whether the car you want is new or used, the amount of your down payment, your credit history, and the term of your loan. Your credit specialist will explain to you the details.
 

I do not have excellent credit . . . how can Certified Auto Credit  help me?

Almost 80% of all adults have a least 1 black mark on their credit report. If you do not qualify for a direct loan, our dealership network can provide you with a loan or a lease on a new or newer vehicle. We have hundreds of new and used vehicles available and are experts in obtaining you the financing you need.
   

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